I. Types of funds
1. 1 equity fund
Stock fund is a kind of investment portfolio, which consists of stocks. Its investment goal is to pursue stock price rise and dividend income. The investment portfolio of stock funds can be customized according to investors' investment objectives, risk preferences and other factors.
1.2 bond fund
Bond fund is a kind of investment portfolio, which consists of bonds. Its investment goal is to pursue bond returns and the security of bond principal. Bond funds can be customized according to investors' investment objectives, risk preferences and other factors, and can invest in various bonds, including government bonds, corporate bonds and financial bonds.
1.3 hybrid fund
Hybrid fund is a kind of investment portfolio, which consists of stocks and bonds. Its investment goal is to pursue the rise of stock price and the security of bond income principal. Hybrid funds can be customized according to investors' investment objectives, risk preferences and other factors, and can invest in various stocks and bonds.
Second, the purpose of investment
2. 1 Investment appreciation
The main purpose of fund investment is to increase value, that is, to obtain income other than the investment principal through investment funds. The investment income of the fund can come from the rise of stock price, bond income and the security of bond principal.
2.2 Investment stability
Another investment purpose is investment stability, that is, through investment funds, lower investment risks and higher investment returns can be obtained. The investment stability of funds can come from the diversity of investment portfolios and the management skills of fund managers.
Third, investment strategy.
3. 1 Select the right fund
When choosing a fund, investors should choose a suitable fund according to their investment objectives, risk preferences and other factors. Investors should also pay attention to the fund's investment portfolio, investment strategy, investment manager and other factors in order to choose the right fund.
3.2 Rational allocation of assets
Investors should allocate assets reasonably when investing in funds, that is, allocate investment funds to different funds according to their own investment objectives, risk preferences and other factors in order to obtain new investment income.
3.3 Regular review of investment
When investing in funds, investors should examine their investments regularly, so as to discover and adjust their investment portfolios in time and obtain new investment returns.
Fourth, investment risk.
Fund investment also has some risks. When investing in a fund, investors should understand the investment risks of the fund in order to make correct investment decisions. Common investment risks include market risk, portfolio risk and management risk.
Five, investment skills
When investing in funds, investors should also master some investment skills in order to better invest in funds and obtain higher investment returns. Common investment techniques include fixed investment, subscription and reduction.
Conclusion: This paper mainly introduces the basic knowledge of how to speculate in funds, including the types of funds, investment purposes, investment strategies, investment risks and investment skills. To help investors understand the fund investment and provide them with some useful investment suggestions.