1. Fixed investment of the fund
The fixed investment of the fund is an investment weapon when the shock falls. The worse the stock falls, the more suitable it is for the fund to vote. Because buying when falling can accumulate more fund shares and gain more income when the market rises in the future. Fixed investment in the fund allows us to buy at different times, smoothing risks and reducing buying costs. In addition, it can also solve the problem of short-term capital shortage and cultivate the financial management concept of compulsory savings and long-term investment.
2. graded fundsa
Grade A is a relatively stable variety with relatively low risk. By continuously screening the rolling investment of Grade A with the highest investment value, on the one hand, we can enjoy the interest accumulation of Grade A itself, on the other hand, we can tap the dividends brought by market mispricing, and finally realize low risk and high income. When choosing Grade A, products with low liquidity can be eliminated first. Those A-level products with too small share and low turnover have high cost and are easy to be manipulated, so try to avoid them.
3.P2P financial products
P2P has a relatively high yield among many wealth management products, and it is a substitute product of the stock market. Instead of living a life of fear in the stock market and watching the funds "evaporate" overnight, it is better to choose a reliable P2P, but everyone should be careful not to fall into the trap of illegal fund-raising.
4. Bank wealth management products
Shareholders who are used to making quick money often despise bank wealth management products, but for ordinary people, bank wealth management products are still one of the best varieties for investment. The central bank keeps cutting interest rates, and the income of bank wealth management products continues to fall, but it is still worth investing. Because the income of all kinds of wealth management products is declining, the wealth management products with lower risk and higher income than bank wealth management are still very limited.