Legal analysis: the handling of serious illness medical insurance: the overall fund for serious illness medical care will be paid to the medical insurance center in one lump sum at the beginning of the year, and the medical insurance center will participate in the serious illness medical insurance of commercial insurance companies. The medical expenses that meet the requirements of basic medical insurance payment, the maximum payment limit of basic medical insurance is more than 654.38+0.5 million yuan, 90% of which is paid by serious illness medical insurance, and the personal burden of employees is 654.38+0.00%.

Legal basis: Article 25 of the Social Insurance Law of People's Republic of China (PRC), the state establishes and improves the basic medical insurance system for urban residents. The basic medical insurance for urban residents combines individual contributions with government subsidies. People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.