1.** Savings account or time deposit * *: This investment method has less risk, stable income, but lower interest rate.
2.** Stock investment * *: Investing in stocks may bring higher returns, but it also has risks. If you have a deep understanding of the stock market, or are willing to spend time studying and researching, you can consider investing in stocks.
3.** Bond investment * *: The bond risk is low and the income is stable. Consider buying bonds issued by the government or large companies.
4.** Fund investment * *: Fund is a collective investment tool, which can spread investment risks. There are many kinds of funds, such as stock funds, bond funds and hybrid funds. According to your risk tolerance and investment objectives, you can choose a suitable fund to invest.
5.** digital currency * *: such as Bitcoin and Ethereum. This is a high-risk investment method, although it may bring high returns, but the price fluctuates greatly, which requires you to have a high risk tolerance.
6.** Real estate investment * *: Buying real estate can be used as a long-term investment method. Real estate prices are usually relatively stable, and stable income can be obtained through leasing.
7.**P2P lending * *: This is an investment method of lending funds to borrowers through platforms, which may bring higher returns, but attention should be paid to platform risks and credit risks of borrowers.
These are just some basic investment methods. Each investment method has its own characteristics and risks, and it needs to be fully studied and understood before investing. If you don't know much about investment, you may need to find a professional financial adviser or broker to help you formulate your investment strategy.
In addition, remember the golden rule of investment: don't put all your eggs in one basket. Diversification of investment can reduce risks. Moreover, the goal of financial management is long-term stable growth, and short-term high returns should not be pursued.