Generally, users who choose to invest in the fund are retail investors who are unfamiliar with stocks and have no professional financial management ability, and there are relatively few idle funds. So it is not recommended to buy too many funds.
Choosing different types of funds has the effect of diversifying risks. There are generally bond funds, stock funds, hybrid funds and index funds. Each fund has different characteristics, so it is best to choose a combination of fixed investment funds to reduce risks.
The same variety of funds, if you choose a fund with better performance and better continuous income, the income will be better.
It is suggested that the fund should pay attention to the following points when making a fixed investment.
1, take profit in time. No matter when you start buying, when the profit reaches the expectation or the market is high, you must control your greedy nature and take profit in time.
Don't be willful if you don't meet your expectations. Otherwise, it's yourself who cuts the meat behind.
3. Generally speaking, the longer the fixed investment period, the better the income, and the fluctuation has little effect, and finally the goods are shipped at a high level.
4. Although it is necessary to choose a variety of funds to choose a fixed investment fund, it is better to choose equity funds and hybrid funds according to the overall characteristics of different types of funds. Bond funds fluctuate little, the overall income is basically the same as that of money funds, and there may be losses. Equity funds and hybrid funds fluctuate greatly, and it is easy to return to a high level when redeemed.
5. It is best to choose index funds of large companies, such as E Fund and southern fund Company.
Even if the fund decides to invest, there must be an investment system to ensure your long-term income. This system covers your consumer demand, liquidity, income expectation and risk control.