Equity funds-that is, almost all of their funds are used to buy stocks, and the expected annualized expected returns are all from stocks. Equity funds require more than 80% positions for stock auction.
Hybrid funds-most of the funds buy stocks, and the other parts of the expected annualized expected returns come from foreign exchange, national debt, deposits and other investments with stable expected annualized expected returns. Reinsurance is smaller than the stock type, and the income is certainly not as good.
Capital preservation fund-that is, on the premise of preserving your principal, you mainly invest in foreign exchange, government bonds, deposits and other investments with stable annualized expected returns (maybe a little stock investment? Still not at all) getting the expected annualized expected return is very risky, but the normal rate of return is not much higher (the expected annualized expected return in the first two years should be abnormal and will not happen again).
Monetary Fund-Funds that invest in short-term treasury bills, commercial paper, bank time deposit certificates, short-term government bonds, corporate bonds, interbank deposits, etc. The risk is not great, and the expected annualized expected return is about 1.5%~2%.
Bond fund-As the name implies, a fund that invests in bonds. According to the classification standard of China Securities Regulatory Commission, bond funds refer to funds with more than 80% of fund assets invested in bonds. Bond funds can also put a small amount of money into the stock market. In addition, investing in convertible bonds and issuing new shares are also important channels for bond funds to obtain expected annualized expected returns.
Index fund-a kind of fund that buys shares in part or in whole by tracking the operation of the index. Index funds require more than 95% funds to invest in stocks.