1. Open Alipay and click "City Service";
2. Click "Social Security";
3. Click "natural person pays social security fee";
4. If it is paid by your own Alipay account, click OK directly; If you pay for others, please tick "Pay", enter the name and ID number of the payee (it is recommended to fill in the mobile phone number here), and then click OK;
5. Fill in the identity information of the medical insurer;
6. Check the "basic medical insurance for urban and rural residents" and click OK;
7. Enter the payment page, check and click the payment;
8. Enter the actual deduction page and click "Pay Now".
Medical insurance has the basic characteristics of social insurance, such as compulsion, mutual assistance and sociality. The medical insurance system is usually legislated and enforced by the state, and a fund system is established. The expenses are paid jointly by the employer and the individual, and the medical insurance premium is paid by the medical insurance institution to solve the medical risks caused by the illness or injury of the employees.
The social medical insurance system consists of three parts: basic medical insurance (individual account, overall fund), supplementary medical insurance (civil servant medical subsidy, enterprise supplementary medical insurance) and supplementary insurance for large medical expenses.
Basic medical insurance is the basis of medical insurance system. The combination of individual account and overall fund can guarantee the basic medical needs of the insured. Mainly used to pay for general outpatient, emergency and hospitalization expenses.
Supplementary insurance for large medical expenses is a supplementary form of basic medical insurance, and it is a cash insurance form for large medical expenses established for employees with reference to commercial insurance mechanism. Practical experience shows that it is a form of supplementary insurance that the insured must participate in. The fund is mainly used to pay medical expenses above the maximum payment limit of the basic medical insurance pooling fund.
legal ground
People's Republic of China (PRC) social insurance law
Article 57 An employing unit shall, within 30 days from the date of its establishment, apply to the local social insurance agency for social insurance registration with its business license, registration certificate or unit seal. The social insurance agency shall, within fifteen days from the date of receiving the application, examine and issue the social insurance registration certificate.
Where the social insurance registration items of the employing unit are changed or the employing unit is terminated according to law, it shall, within 30 days from the date of change or termination, go to the social insurance agency to handle the change or cancellation of social insurance registration.
The market supervision and management department, the civil affairs department and the organization management organ shall promptly inform the social insurance agency of the establishment and termination of the employing unit, and the public security organ shall promptly inform the social insurance agency of the birth, death, household registration, migration and cancellation of the individual.
Article 58 An employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.
Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration.
The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.