Before purchasing a fund, you need to open an account in the fund account. Opening a fund account means that a bank applies for a fund account on behalf of a fund registration institution (generally a fund management company or other central registration institution), opens a personal investment and wealth management sub-account under a current all-in-one master account or a passbook RMB settlement account, and at the same time opens the "bank-enterprise link" service function.

Channels for opening a capital account: I can go to any branch of our bank with my one-card/passbook and valid ID card, or handle the "basic communication" related business through self-service channels such as online banking, mobile banking and telephone manual (automatic voice cannot open an account).

Tips: ① To purchase funds through our bank, you need to open a wealth management account before opening a fund account. Two accounts are opened at the same time, and the fund can be subscribed/purchased on the day of opening the account; ② There is no handling fee for opening wealth management accounts and fund accounts. Even if you don't buy a fund after opening, there is no handling fee. In case of any change, the latest announcement of our bank shall prevail.

If you have any other questions, please open www.cmbchina.com, the homepage of China Merchants Bank, and click "Online Customer Service" in the upper right corner to enter the consultation.