The number you gave is very sexy. Let me help you analyze it one by one: 1. It depends on your local consumption level. According to the living standards of general second-tier cities, 1000-3000 a month? You can take 27007 as your consumption for a year.

Funds, this part includes your water, electricity and other normal consumption. 2. Now we still have 400,000 funds, so we need to split them: First: If this part of the funds is your spare funds, first: 240,000 current savings deposits +

Financial management with guaranteed principal and interest in banks. Second: 120,000 investment insurance. Third: 100,000: trusts, funds, P2P online loan financial management. Fourth: 80,000 risk investment: spot and precious metal trading. Second: this part of the funds is all your funds.

First: 340,000 fixed demand deposits. Second: 100,000 bank underpinnings with principal and interest guaranteed. Third: 60,000 treasury bonds or long-term holdings of stocks. Fourth: 40,000 risky investments. 3. If it is a one-time investment in real industry.

One: Please deduct 60% of the additional risk capital first. Second: The remaining 40% is 216,000, which is your initial fixed and operating costs. Then 200,000 can be invested in the industry. We need to strictly consider it and combine it with the current basic information of the industry.

industry, automobile service industry (car washing, car beauty), and planting industry.