The medical insurance card shall be properly kept, and shall not be bent, folded or scratched, and shall not touch magnetic objects (such as TV sets, stereos and magnetic buckles). ). It is for the insured's own use only, and shall not be lent, fraudulently used, altered or forged. When the medical insurance card cannot be used due to the equipment failure of the designated medical institutions or pharmacies, the medical expenses shall be paid by the individual in cash first, and after the failure is eliminated, the medical institutions or pharmacies with the original equipment failure shall re-settle according to the regulations. Medical insurance refers to social medical insurance. Social medical insurance is a social insurance system established by the state and society according to certain laws and regulations to provide basic medical needs for workers within the scope of protection. The basic medical insurance fund consists of overall funds and individual accounts. The basic medical insurance premiums paid by individual employees are all included in individual accounts; The basic medical insurance premium paid by the employer is divided into two parts, one part is included in the personal account, and the other part is used to establish the overall fund. It has the characteristics of "low level and wide coverage".

Legal basis:

People's Republic of China (PRC) social insurance law

Twenty-ninth medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by the social insurance agency, medical institutions and pharmaceutical business units. The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.

Twenty-sixth basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.