Many people feel the same way. Every New Year's lucky money is given by parents, saying that it is given to them when they grow up. They have never seen the money when they grow up, and it is likely to be spent in their daily lives. ? Moreover, if you invest this money in the fund by determining the fund, you will definitely see the benefits after a certain period of time. Like the classmates mentioned above, his father also invested in him. In the past 65,438+00 years, the sum of principal and interest reached $65,438+0.4 million. If the fund is not fixed, my classmates may not see the money, which has been spent in daily life.

In addition to the function of compulsory savings, fund investment can also bring benefits. Of course, fund investment is risky, but if you choose a fund to extend the timeline, the probability of getting good returns will be higher. What is a big advantage of fund allocation? Can balance the investment cost? . When allocated to a low market, the same money can buy more fund shares. If the market rises slightly in the future, investors are likely to recover or make profits. However, if you start to invest in A-share funds at the beginning of this year, the so-called average cost of investing in A-share funds has nothing to do with you. ?

Because from the beginning of the year to the end of the year, the whole market has been falling. A single China A-share, or a single asset, is not suitable for any honest living body to achieve its long-term financial goals, and it fluctuates too much. In good times, it brings us a lot of happiness; However, in bad times, it may make us cry. Even if the A-share fund decides the education fund, no one can guarantee that the year when their children go to college will be the peak or trough of A-share. ?

A single A-share asset is totally unsuitable for long-term savings of growing families. There is no solution to this problem at all. You have been using inappropriate assets to keep your long-term goals consistent. Whether it's a wave, a trough, cashing in, or trying to take profits, these thoughts must be dispelled. What you have to do is to reconfigure assets scientifically.