Buying a fund and choosing a fixed investment not only saves time and effort, but also reduces the risk of loss. I heard many people say that they want to choose a fixed investment, but they are afraid that they will lose money after implementing the fixed investment. Want to know if the fund will lose money if it is fixed?

Will the fund's fixed investment lose all its principal?

There will be the possibility of losing money. After all, the fixed investment of the fund is also to buy a fund, which does not mean that the fund bought will not lose money. However, there are very few cases of principal loss. General funds have a clearance line, and once the net value reaches the clearance line, it will be closed.

The foundation will still lose money when it makes money, which is related to these factors: the time of fixed investment, the selected fund, the market situation, the time of selling and so on. In a bear market, the probability of losing money is relatively high.

Compared with one-time purchase of funds, the risk of fixed investment of funds is less, which is suitable for long-term investment and has the advantages of compound interest effect, average investment and diversified investment risks. However, this does not mean that the fixed investment fund will not lose money. We must first understand this concept.

The above is the answer to the question whether the fixed investment of the fund will lose all the principal, and I hope it will help you. Equity funds are the most risky, while money funds and bond funds are the least risky. You can choose the appropriate fund type according to your own risk assessment.