The risks of wealth black card mainly include market risk, liquidity risk and credit risk. Market risk refers to the risk of market fluctuation faced by investment funds, including changes in the prices of assets such as stocks, bonds and funds. Due to the uncertainty of market conditions, the portfolio of Fortune Black Card may face the risk of loss or even loss. In addition, the wealth black card also has liquidity risk, that is, in some cases, it may not be able to realize or transfer the assets it holds in time. Finally, credit risk refers to the risk that related companies or institutions cannot pay the principal and interest on time. Wealth black card provides a certain risk management and control mechanism. As an operator, Alipay will adjust its investment portfolio according to the actual market conditions to reduce investment risks. In addition, Alipay also protects users' rights and interests through strict risk control measures, professional team and compliant operation mode. Before purchasing a wealth black card, users can learn more about the risk tips and descriptions of products and make choices according to their risk tolerance.