1. Daily interest rate: 0.025%-0.095%/ day. Interest calculation formula: interest = current payable principal × daily interest rate × number of installments. Among them, those who choose to repay in advance and calculate interest on a daily basis can be exempted from residual interest.
2. Monthly interest rate: 0.39%- 1. 13%/ month. Interest calculation formula: loan principal × monthly interest rate × number of periods. If you choose to prepay and calculate the interest on a monthly basis, you will still receive normal interest.
JD.COM Gold Bar is a product of Jingdong Finance, which was listed in March 2065438+2006. It is mainly a cash loan service customized for users with good credit, which can support a maximum withdrawal amount of 200,000. JD.COM gold bars have the characteristics of online loan, unsecured, real-time batch, and quick arrival. The extension of scene use can also meet the cash needs of users in various scenarios.