Trust (also known as "trust fund"): the client entrusts the assets to the manager, who invests according to the trust contract and distributes the investment income to the family according to the trust contract.

Insurance: the customer pays the assets to the insurance company in the form of premium, and the insurance company pays the insurance indemnity to the beneficiary when the matters stipulated in the insurance contract occur.

2 *** Similarity

Trust and insurance have the following functions:

1, investment function, which can realize asset appreciation.

2, risk isolation function, can ensure the safety of customer assets, including:

Directional inheritance: avoiding inheritance disputes at death

Marriage segregation: avoid the division of assets caused by divorce and property analysis;

Debt isolation: avoid dividing family assets when the debtor goes bankrupt;

Prevent profligacy: avoid children's profligacy;

Appropriate holding: avoid the potential hidden dangers of natural persons holding assets on their behalf;

Tax planning: Reasonable structural design can reduce the tax burden.