1. The nutritional cost during pregnancy is about 3, yuan a year;

2. Prenatal and production expenses (including prenatal examination and operation expenses), about 1, yuan;

3. Postpartum and monthly expenses, 1, yuan;

4. Daily necessities before school: milk powder, diapers, food supplements, fruits, clothes, etc., 24, yuan for 6 years;

5. Preschool education costs: early education, medical care, toys, babysitters, etc., 6, yuan for 6 years;

6. Other pre-school costs: insurance, travel, and all of them are not small expenses, and the cost for six years is 12, yuan;

7. Education expenses (from the age of 7 to graduation from university): regular school fees, extra school fees and school selection fees should be 5, yuan;

8. Other expenses for education (from the age of 7 to graduation from university): learning tools, tutoring fees and hobbies, 48, yuan for 16 years;

9. Gifts, living expenses and other expenses: 48, yuan in 16 years.

the nine items cost 2.47 million yuan, of which the education-related funds are the highest, reaching 1.58 million yuan.

Some friends may think that this "other education expenses" cost 48, yuan, which is equal to the "education expenses". In a first-tier city like Beijing, the 9-year compulsory education only costs 1, yuan or 2, yuan a year for remedial classes such as Olympics and English. If children have some talents, they must be well trained, such as Go and baseball, which cost nearly 2, yuan a year and 12, yuan in six years.

There are also some accommodation fees such as junior high school specialty. For example, baseball is registered for LGF specialty enrollment, and the market price is 1, yuan. In addition, such as recommending teachers, recruiting teachers and accommodating fees, some primary school class teachers can recommend them to Liu Xiaoqiang, which of course costs money. After the recommendation, we should also give the corresponding admissions teacher an accommodation fee. There are middlemen in the group who bid: between 15, and 6,.

"Knowledge doesn't necessarily change fate, but it can't change fate without knowledge." Presumably, all parents hope that they can provide their children with better education, which will give their children more choices in the future.

My children have gone to college now, and now their lives are happy and quiet. Every year, I still provide his tuition fees, and he has earned his own living expenses. Many people ask me if there is much pressure to raise my children. Actually, it must be false if there is no pressure, but there is basically no shortage.

Although I'm just an ordinary citizen, I really didn't save money on children's education. The training should be counseling. In fact, I can afford it if he wants to study abroad in the future, because long before he was born, I insisted on a monthly investment, which I named "education fund". In 22, I began to invest in several funds. In the past ten years, there have been many bear bull markets, and there have been some vacillations.

after all, the loss figures of -5%, -1%, -16% ... really hurt people, but I gritted my teeth and held on in those years and didn't give up.

After more than ten years, by the end of 217, the annualized rate of return was 6%, which was considered to have outperformed inflation. After such accumulation, I did save some money unconsciously.

if my children basically don't need the money, I'm going to travel by myself. I've spent so many years on my work and life, but I haven't played well. Rather than investing in a fixed investment, it is better to insist on it. If you don't know how much money to invest in a fixed investment every month will be better, and you don't know how to choose a fund that suits you, you can find the Think twice investment APP to measure and calculate the accumulated assets of a fixed investment. In addition to supplementing children's education funds, it can also be your own pension reserve.