Ac is one of the two common categories in funds. According to its naming rules, Class A funds usually pay front-end fees, and investors need to pay a certain sales service fee when purchasing. Class C funds usually adopt the way of back-end charging. Investors do not need to pay sales service fees when purchasing, but may need to pay certain custody fees and management fees when redeeming. Therefore, Class A funds may have a greater burden on investors in the short term, while Class C funds are more suitable for long-term investment.

Different types of funds have different requirements for investors. Class A funds usually require investors to have certain data analysis ability and market judgment ability, as well as a deep understanding of fund business and risks. Class C funds, on the other hand, have relatively low requirements for investors, because professional custody management institutions are usually adopted to help investors spread risks and obtain expected returns.

Generally speaking, the choice of ac fund should be based on the investor's investment experience, risk tolerance and long-term investment objectives. For novice investors who have just entered the fund market, it is recommended to choose Class C funds, which can reduce investment risks and do not require investors to bear too much pressure. Investors who have certain investment experience and market analysis ability can choose Class A funds that are more suitable for them, so as to better grasp market opportunities and obtain higher returns.