Hello, there is no annual fee at present, but there is an account management fee. As for the monthly average assets below RMB 654.38+10/00000, I suggest you consult "online customer service" /cmu/icslogin.aspx? The average monthly assets are 65,438 yuan+passbook and one-card account management fees in 0 yuan, 3 yuan and 5 yuan. from = B& amp； Logincmu=0. Thank you for your attention and support!