In the market, it is very good news if you just catch up with the fund dividends after buying the fund products. Although it can't bring actual income to investors, it can also reflect the good profitability of fund companies, which is conducive to the increase of future income of fund products. Then, when investors buy fund products, is there a relationship between fund dividends and holding time?

Is there a relationship between fund dividends and holding time?

Fund dividends have nothing to do with the time of holding the fund. Investors want to fund dividends must meet the following conditions:

1 Whether investors hold this fund is related to the registration date of this fund. That is, investors can enjoy dividends if they still hold the fund at the close of the dividend registration date stipulated by the fund company. On the other hand, you won't enjoy the fund dividend.

2 Only when the funds held by investors meet the dividend conditions can dividends be paid, as follows:

① The fund can only be distributed after the current year's income makes up for the previous year's losses.

② After the distribution of fund income, the net unit value cannot be lower than the face value.

(3) If the fund investment has a net loss in the current period, it cannot be distributed.

What are the ways of fund dividends?

Fund dividends include cash dividends and dividend reinvestment. Among them, cash dividend refers to the distribution of part of the fund's income to investors in cash, so that investors can get real income. Dividend reinvestment means that fund holders convert the cash from dividends into fund shares according to the net value of the fund on that day and then distribute them to investors, thus saving the subscription fees that investors need to pay for their own fund products.

In addition, it should be noted that fund dividends only transfer a part of the net value of fund shares to investors, and cannot bring any increase in income to investors.