1. Residents' medical insurance is aimed at people who have not participated in employee medical insurance in urban hukou, such as minors before 18, people who have not participated in employee medical insurance over the legal retirement age, and people who have no jobs. The payment of residents' medical insurance varies from place to place, some are 100 yuan/year, and some places are more. In terms of payment years, residents' medical insurance is 1 year, and the payment time is not accumulated. Medical insurance for flexible employees refers to the accumulated payment time of medical insurance for urban employees. After reaching retirement age, you can pay the fee according to the local regulations and enjoy the retirement medical insurance treatment without paying the fee.

2. Because the expenses paid are less than flexible employment medical insurance, residents' medical insurance is also lower than flexible medical insurance in reimbursement ratio and annual reimbursement limit, and it is not convenient to choose a hospital, that is, there are not many flexible medical insurance in designated hospitals.