The so-called capital preservation fund mainly adopts hedge insurance strategy and fixed proportion portfolio insurance strategy. The former uses option futures and has never been exposed. The latter is leverage, (combined with current net value? Bottom line of portfolio value) = safety mat, which is the maximum loss limit that venture capital can bear, that is, the income is equivalent to the loss, at this time, the capital is completely guaranteed, but the income is the lowest. In order to pursue higher returns, we often use magnification to increase the amount of venture capital, that is, more funds are invested in venture capital (such as stocks), in other words: safety mat * magnification/net fund value = venture capital ratio. As can be seen from the above, it is impossible for a capital preservation fund to fully protect its capital in order to maximize its income. In addition, according to the "Measures for the Administration of Private Fund Raising Behavior", which was implemented in mid-April and officially implemented in July, all private funds cannot have languages such as guaranteed capital and interest, zero risk and industry leader. When selling your own fund products to customers (that is, persuading customers to buy them), you can't have an annual rate of return (after all, wealth management products of banks and insurance companies are not subject to this restriction). Therefore, if there is a private product promotion with you, then you should be optimistic about yourself. The fundraising link under the new regulations is illegal. I find it hard to believe the integrity of such a company. In addition, the cooling-off period system and return visit system appear for the first time in the new regulations, that is, if you sign the contract and pay the money, you have 24 hours to go back, and if you don't go back, the fund company will visit you at home. Have you decided? If you decide not to change, the contract will take effect at this time. It is equivalent to adding a contract entry into force condition in law, and investors can still understand it. In case of fraud, coercion, taking advantage of others' danger, obviously unfair, or gross misunderstanding, the contract can be dissolved or changed.