Absolutely impossible! Don't think that WeChat can compete with Alipay because of its social function. We can see that every new technological innovation starts with Alipay. Wechat just plagiarized and followed suit. Therefore, Alipay will never be surpassed by WeChat.
This is a very interesting question. It is nothing more than seeing that the payment share of WeChat will surpass Alipay. I also believe that it will surpass it, because this share is calculated by the number of transactions, not by the amount. Even if you send 50 red envelopes 50 times, ordinary friends use WeChat more when playing mahjong poker (because of social interaction), but the real payment scenarios and amount are probably much more than Alipay, let alone internationalization.
Because Ali, in my opinion, is a more socially responsible enterprise.
In my opinion, Ali's public welfare and development have made great contributions to society.
This makes me more inclined to use Ali's products when the gap between similar products is not too big.
But Alipay has a fatal flaw, which makes me more and more unbearable.
It's just that the scan code payment is not smooth.
As we all know, in order to make mobile phones run faster. Most people forbid applications to start by themselves. Including AliPay.
This means that when I use Alipay to scan the code, I pay first. I'll click AliPay to start the APP first. Click scan code again.
And this process is very, very stuck. Especially low-priced mobile phones. Because compared with WeChat, Alipay has one more process to start the software.
I believe that many people's WeChat runs 24 hours a day, and Alipay only opens it when it is used.
A code scanning payment process. Alipay takes three times more operation time than WeChat.
And the jam in the operation process left a very unfriendly sensory impression in use.
It may have little impact on people with good mobile phones, and the gap is not so obvious.
But there are still many people using the thousand yuan machine today.
Because of its socialization, WeChat has great advantages.
If there are some defects in the use, even a loyal user like me may not be able to stand it.
We can learn about it through some activities during the Spring Festival on 17. Alipay and WeChat are seizing the middle-aged and elderly and rural markets.
And these people use more mobile phones below 1,000 yuan. Caton's problem is infinitely magnified in their eyes.
Brother Peng once thought his mobile phone was too bad, so Baidu tried it.
I found that many people reflected this problem. Most people are thinking about how to optimize mobile phones and improve the speed of software startup.
However, one of the netizens responded well.
@sunxy06 17: You only need to open the self-start permission of Alipay, and you will never get stuck again.
Explain that the problem is multifaceted.
First: users will generally set Alipay to prohibit self-startup.
Second: the user's mobile phone is poor.
Third: Alipay is becoming more and more bloated, slow to start, and requires higher and higher mobile phone performance.
As a loyal user, I want to say to Alipay. Don't let users adapt to you, you adapt to users instead.
If you can't solve the problem of starting code scanning jam. Alipay users have become Taobao online payment tools.
No, personally, Alipay is still safer than WeChat.
I don't need AliPay, I don't understand.
There is no need to worry about this problem at present. First of all, Alipay has completely mastered the living habits of young people. Once a person has formed a habit, it is difficult to get rid of it. Moreover, Alipay has a large user base and a wide range of life. Although the bottleneck of e-commerce has come, it has also reached the point of being down and out. E-commerce shopping will use Alipay, living payment, social security inquiry and so on. Because Alipay has been related to a person's life, when there are necessities in a person's life. Unless there are major policies or changes in human habits in the future, this possibility should be very small at present.
Why is Alipay eliminated?
Alipay, backed by Alibaba Group and Taobao online shopping platform, will definitely not be abandoned. Alipay and WeChat have different positioning. Alipay is positioned as a merchant payment platform, suitable for large transactions, and there will be no withdrawal fees. Wechat is suitable for individual users of offline retail, and there will be a withdrawal fee. Alipay also has applications such as flowers and borrowing, which can increase user stickiness compared with WeChat. Alipay will not go bankrupt unless Ali goes bankrupt. Even if Alipay is closed, Ali will launch applications with similar functions.
Will not be abandoned. However, fewer and fewer people will use Alipay's financial services. For example, Bao Li, the balance treasure, has less and less income. I used to save some money to earn income in the bank, but now it's gone, but Alipay's wealth management is still quite easy to use, and most of the money is used to manage money and buy funds. In particular, the national regulations prohibit the commercial use of personal collection code 1 in March next year, which may have some impact. However, it is estimated that the self-employed commercial receipt code can be used. Of course, there are policies above and countermeasures below. In view of the large business volume of Alipay at present, it will not disappear unless the state does not allow it to exist. There may be something like a bank in the future.
I will! ! ! I've given up.