This thing is very easy to use. "Qiantong" is the first fund business in China to realize direct payment from the money fund, which was launched by Huaan Fund. The difference between this business and payment methods such as credit card and online banking is that it can not only consume, but also enjoy higher income. It is a combination of financial management and payment account. Qian Tong is like Alipay, which can make money. Once you need online shopping, you can buy it directly with a money fund, and it is usually a money fund that can earn investment income.

Let me introduce the money fund again. According to relevant reports, this year, the Monetary Fund has performed brilliantly. According to the statistics of Galaxy Securities Fund Research Center, the average annualized rate of return of Class A shares of monetary funds reached 3.62% in the first three quarters, which not only greatly outperformed the deposit interest rate, but even exceeded the current benchmark interest rate of one-year time deposits of banks, and also exceeded the average annualized rate of return of 3.47% last year.

Go and open it. This is a very convenient and practical financial aid tool. I tried. It is as convenient as online banking payment and can enjoy benefits. Why not? !