How long will it take to redeem the money fund in 221 _ What are the risks of the money fund

The money fund is a way to collect everyone's idle funds and manage them by fund professionals, so as to earn stable income for everyone. So, how long will it take for the redemption of the money fund to arrive? The following is a collection of how long it takes for the redemption of the money fund to arrive. Welcome everyone to come and see it.

how long does it take for the redemption of the monetary fund to arrive

Generally speaking, after the staff receives the customer's instructions, the fund company needs to settle the funds, and it will take a certain amount of time in this settlement process. The redemption time of the same fund will be different when it is sold by different banks. So the specific time is generally calculated by T+1. Of course, this calculation time, in general, will not delay too much time, as long as the procedures are in accordance with the regulations. Investors in urgent need of money can redeem the money fund according to this time.

This is the introduction of how long it takes for the money fund to be redeemed. From the introduction, it can be known that how long it takes for the money fund to be redeemed depends on different situations, so it depends on the situation if you want to redeem the money fund, so as to avoid not redeeming in time and missing the use of funds.

What are the risks of money funds

The risk of huge redemption of money funds. Once the money fund encounters such a situation, the fund manager has to sell the fast-maturing bonds held by the fund to cope with redemption. When fund managers sell a lot of bonds in the secondary market, this kind of selling behavior will lead to a decline in bond prices. However, because money funds need enough cash to pay for the huge redemption demand, fund managers can only sell their bonds at a lower price. Once the sale price is low enough, the fund net value of the money fund may fall below 1 yuan, which means that the money fund usually loses money.

severe financial crisis. Under the scenario mode of severe financial crisis, although the social order is still stable, the financial order has been out of balance. The money fund mainly invests in the money market. Once the financial order is out of order, the money market will be the first area to be affected, and the money fund will be doomed because of problems in its main investment targets. At this time, let alone how long it took for the money fund to be redeemed. There is no money to be redeemed at all.

social unrest. In the case of social unrest, all trades are decadent, social order is chaotic, and financial order is even more absent. Monetary funds operating under normal market order will come to an end at this time-blowing out the lights and pulling out the wax, leaving bulk goods. But the probability that this risk will happen is too low to worry us.