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76-year-old aunt bought a fund and died.
Money can't last? High yield? The income of the fund is very unstable. When the aunts on the street now know that buying funds can make money, they need to be especially vigilant. Now the fund is too hot, and many retail investors have poured in. Now is not a good time to cut leeks. And for us retail investors, money is our own money, and every penny is earned by ourselves. We all want to get, not lose. However, we must realize that the fund itself is an investment behavior, investment is risky, and the fund is at a medium and high risk level. Not everyone who plays the fund can guarantee positive returns. In fact, many people are in a state of loss.

Funds can't be products with sustained high returns, although there are indeed many funds whose returns have been soaring since their establishment. Just like the fund I am optimistic about now, the fund has risen by more than 800 points since its establishment, which is a very scary data. Some users bought a fund half a year ago and found that the income was already high after half a year. It happened that the fund he bought was called China Merchants Zhongzheng Liquor. Just in time for this wave of market, this year's fund is easy to make money, and many retail investors have also made a lot of money from it. This state is unhealthy, and investment is always accompanied by risks, even for funds.

Therefore, ordinary retail investors should think twice about buying funds, not focusing on profit, but also considering losses. The withdrawal rate of many funds is almost at 20, which is very high. Many people can't bear such a big risk, and it is easy to be cut off for nothing. Therefore, before buying a fund, you need to be prepared. Funds are long-term investments, which will test your strength and luck in the short term. This is up to the user. I don't think the fund can be a sustained high return.