Not big.

Second, the specific analysis

Money funds invest in money market instruments, such as deposits, certificates of deposit, short-term bonds and central bank bills. Money fund is the least risky fund. Although it does not promise to protect the capital, it will hardly generate losses.

Monetary fund has the characteristics of high liquidity, low risk and stable income, which is suitable for investors with low risk tolerance or high liquidity requirements.

Third, expand information.

Are equity funds riskier than money funds?

That's right.

The main investment object of stock funds is stocks, and the proportion of fund assets invested in stocks is not less than 80%. The purpose of equity fund investment is to pursue the performance beyond the market; Money funds invest in money market instruments, such as deposits, certificates of deposit, short-term bonds and central bank bills.

The fund risk is determined by the investment target, and the stock risk is much higher than that of deposits, large deposits, short-term bonds and central bank bills, so the stock fund risk is greater than that of the money fund, and the money fund risk is the smallest.