The handling fee for redemption of a 20,000 yuan fund is about 534.67 yuan, which is subject to the actual handling fee.
Assume that an investor invests 20,000 yuan in a Class A hybrid fund, the subscription fee is 0.15%, and the redemption rate is 0.5% after holding for one year. Then if the net value of the fund on the purchase date is 1.0000, the net value on the redemption date is 1.0000.
1.0467.
Management fee: 20000*1.5%=300 yuan, custody fee: 20000*0.5%=100 yuan.
Subscription fee: (20000/1.0000)*0.15%=30 yuan, redemption fee=(20000/1.0000)*1.0467*0.5%=104.67 yuan, basic handling fee=30103104.67=534.67 yuan.
Extended information: The introduction of fund redemption is as follows: General funds need to pay: management fees, custody fees, sales service fees, subscription, subscription fees and redemption fees, etc.
Among them, management fees and custody fees are generally deducted from the net value of the fund, and investors do not need to pay additional fees. Their fees range from 0.25% to 1.5%.
Sales service fees are unique to Class C funds because Class C funds do not need to pay subscription and redemption fees.
Subscription, subscription fees and redemption fees are paid to the fund manager. Redemption fees are generally not charged if held for more than 3 years. Subscription fees range from 0.8% to 1.5% (third-party sales will be discounted).