General innovation funds include provincial and national levels.
According to the different characteristics of small and medium-sized enterprises and projects, innovation funds provide support in different ways, such as loan discount, free subsidy and capital investment. (1) Loan discount: In principle, support innovative projects with a certain level, scale and benefits, and use bank loans to expand production scale. Generally, subsidies are given according to 50%- 100% of the annual interest of the loan amount, and the total discount is generally not more than 1 10,000 yuan, and the maximum for a single major project is not more than 2 million yuan. (2) Free subsidy: it is mainly used for the necessary subsidy in product research and development and pilot stage of technological innovation of small and medium-sized enterprises, and the subsidy for scientific researchers to start enterprises with scientific and technological achievements to transform their achievements. The amount of funding is generally not more than 6,543,800 yuan, and the maximum amount of a single major project is not more than 2 million yuan, and the enterprise must have its own matching funds with the same amount or more. (3) Capital investment: for a few projects with high starting point, wide innovation connotation, high innovation level, great potential for subsequent innovation, large market demand after production, and expected to form emerging industries, capital investment will be adopted. The main purpose of capital investment is to guide other capital investment, and the amount generally does not exceed 20% of the registered capital of the enterprise. In principle, it can be transferred according to law, or the investment can be recovered according to law in the form of cooperative operation within the prescribed time limit. Specific measures shall be formulated separately.
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