If you entrust others to withdraw (excluding withdrawal by the unit), you should also provide a letter of authorization signed by the client, the original and copy of the trustee's ID card; 2. If the employee withdraws the housing provident fund, it is handled uniformly by the unit where he/she works, and a letter of introduction and handling by the unit must be provided.
3. Employees in custody should also provide proof of the housing provident fund trusteeship unit when withdrawing housing provident funds; 4. Spouses of employees should provide proof of marital relationship when withdrawing housing provident funds.
Provident fund withdrawal process: 1. The unit shall verify the relevant withdrawal certification materials and copies provided by the individual employees. If the conditions are met, the unit manager shall fill in the "Housing Provident Fund Withdrawal Application Form" and "Housing Provident Fund Withdrawal Application Form" uniformly printed by the Housing Provident Fund Management Center.
Provident Fund Withdrawal List", and submit an application to the Account Opening Management Department with the originals and copies of relevant certification materials; 2. Management Department personnel will review the withdrawal materials, amount, frequency, personal account information, etc.
For those who meet the withdrawal conditions, go through the withdrawal procedures; for those who are not allowed to withdraw after review, the reasons for not allowing withdrawal will be informed; for special circumstances that cannot be responded to in a timely manner, the director of the management department and the relevant departments of the Housing Provident Fund Management Center should be asked for instructions, and a response will be given within three days.
The unit responded clearly; 3. For those who meet the partial withdrawal conditions, management department personnel should enter relevant information in the system based on the withdrawal materials, establish a "Housing Provident Fund Withdrawal Record Form" for the individual employee who withdraws for the first time, and record it on the house purchase invoice (or house purchase receipt)
, down payment invoices, rent invoices, tax payment vouchers, invoices for purchased materials) stamped with the words "Housing Provident Fund Withdrawal Processed"; 4. Management department personnel enter the "Housing Provident Fund Withdrawal List" and confirm the personal savings account; 5.
After the withdrawal is confirmed, the management department staff will print an "Housing Provident Fund Withdrawal Application Form" and "Housing Provident Fund Withdrawal List" in duplicate. If the account is canceled and withdrawn, the "Individual Housing Provident Fund Cancellation Account Statement" must also be printed.
To sum up, to withdraw personal provident funds in Xianyang City, you need to bring a house purchase contract within one year, a mortgage loan contract, a receipt for the down payment of the house purchase, an ID card, and a bank card. You must go to the Provident Fund Management Center in person to handle the withdrawal of provident funds. In addition to purchasing a house,
Except for the contract and mortgage loan contract, you need to bring originals and copies of everything else. Basically, the provident fund will be credited to your account immediately after completing the procedures.
Legal basis: Article 24 of the "Housing Provident Fund Management Regulations" If an employee has any of the following circumstances, he or she may withdraw the balance in the employee's housing provident fund account: (1) Purchasing, constructing, renovating, or overhauling a self-occupied house; (2)
) Retirement or retirement; (3) Completely losing the ability to work and terminating the labor relationship with the employer; (4) Leaving the country to settle; (5) Repaying the principal and interest of a house purchase loan; (6) The rent exceeding the prescribed proportion of family wage income
.
In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, when the employee housing provident fund is withdrawn, the employee housing provident fund account shall be canceled at the same time.
If an employee dies or is declared dead, the employee's heirs or legatees can withdraw the balance in the employee's housing provident fund account; if there is no heir or legatee, the balance in the employee's housing provident fund account will be included in the appreciation income of the housing provident fund.