In 222, China's pension rose for 18 consecutive years, which is really a happy news for the vast number of insured persons. In particular, the signal released by the state also reflects the importance attached to old-age care. At present, China has built the largest pension system in the world, which has brought good news to retired old people. These positive signals also make retired old people have more expectations for next year's pension. In fact, from the current signal, there is a high probability that the pension will be raised next year. Next, let's take a look at some good signals.
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The first good signal: the pension pool has strong support ability. As we all know, if the pension can rise year after year, there must be enough protection funds in the pension reservoir. With the aggravation of China's aging, there have been rumors that China's pension security capacity is insufficient. However, from the information currently available, China's social security fund still has a lot of surplus, which means that China's pension can rise next year and provide protection and support.
the second good signal: the investment of pension funds is steady. Pension is not only the "pension money" for retired old people all over the country, but also can generate money through "money". Pension fund is a huge sum of money. If this money can be operated well, the pension fund pool can be continuously filled. Because of this, all countries in the world have investment in pension funds. However, this money is also different from other investment and financial management. After all, it is pension money, which is the "life-saving money" that the old people depend on, and it cannot cause losses. Therefore, China's endowment insurance investment adopts a relatively stable strategy. Judging from last year's income, it has achieved good results, with the income approaching 5%, and it is expected that the rate of return this year will not be lower than 4%. The steady investment income of pension funds also provides a foundation for next year's rise.
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The last good signal is that the inter-provincial adjustment of endowment insurance has increased. In China's pension mechanism, the most important one is individual contribution+social pooling. That is to say, the contributions of each of us will be collected into the big pool, so that individuals can enjoy the money in the big pool in addition to their own accounts. It is based on this mechanism that the more participants, the higher the overall planning level and the stronger the support ability. Therefore, we can see that this year's pension has achieved national overall planning, which is very good news for various regions with uneven development. Areas with more money can support areas with less money, thus effectively solving the problem of untimely or insufficient pension payment in some areas. This also provides conditions for the national pension increase next year.