1.202 1 The Outline of the 14th Five-Year Plan for the Development of Human Resources and Social Security promulgated by the Ministry of Human Resources and Social Security on June 30th, 2000 proposes to gradually increase the minimum payment period for receiving basic pension. Develop a multi-level and multi-pillar old-age insurance system, vigorously develop enterprise annuities and occupational annuities, standardize the development of the third pillar of old-age insurance, and promote the development of personal pensions. Modify the number of months of employee's basic old-age insurance personal account. According to the provisions of the Social Insurance Law, individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis when they reach the statutory retirement age and have paid for 15 years.
2. In other words, at present, the minimum payment period for receiving basic pension is 15 years, which will be gradually increased in the future. Unless otherwise specified, the payment period includes deemed payment period. The cumulative payment period of a place (province, autonomous region or municipality directly under the Central Government) includes the actual payment period in that place and the deemed payment period calculated in that place. Among them, the deemed payment period of working in organs, institutions and enterprises is calculated as the deemed payment period of the working place at that time; Where there are deemed payment periods in many places, they shall be calculated as deemed payment periods in various places respectively. Belonging to the social endowment insurance category of local organs and institutions, those who have the status of national cadres and fixed employees of the whole people pay endowment insurance after the time of enrollment stipulated by the social security institutions of their subordinate organs, and their continuous service before enrollment can be regarded as the payment period. In principle, the remaining identity personnel determine their continuous length of service according to the actual payment period, which is not regarded as the payment period. Personnel newly transferred to social insurance co-ordination units of government agencies and institutions must participate in social insurance of government agencies and institutions. The endowment insurance fund originally paid by other social insurance institutions over the years must be transferred to the government social security company and continue to be paid according to regulations. The payment period before and after can be calculated together.
Social security payment period is divided into the following categories:
1, old-age insurance. According to the law, if an individual participates in the basic old-age insurance, the cumulative payment period is 15 years, and reaches the statutory retirement age, he can receive a monthly pension;
2. Medical insurance, the minimum payment period of medical insurance will be different according to the policies of different regions, generally 30 years for male employees and 25 years for female employees, and the payment period will be shorter in economically developed regions;
3, maternity insurance, employees enjoy maternity insurance related benefits, should comply with national, provincial and municipal family planning regulations, according to different local policies, there may be differences in different regions;
4, unemployment insurance, unemployment insurance payment over 1 year, enjoy unemployment insurance benefits;
5. Work-related injury insurance. As long as an accident occurs within the specified working hours, you can enjoy work-related injury treatment.
To sum up, according to the 14th Five-Year Plan issued by Ministry of Human Resources and Social Security, in order to better cooperate with the implementation of delayed retirement, the minimum social security payment period of 15 years will be increased. However, there is no clear statement on how many years to increase, but Zheng Bingwen, a social security expert, once said that the current payment period of 15 is somewhat low, and it is more appropriate to increase 10- 15 on this basis.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 10
Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium.
Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.
The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.
Article 11
The basic old-age insurance combines social pooling with individual accounts.
The basic old-age insurance fund consists of employers, individual contributions and government subsidies.
Article 12
The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund.
Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.
Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.