The accumulated income of the fund in Alipay refers to all the income after investors use Alipay platform to purchase the fund, including the income after previous sale or redemption, so the handling fee is deducted.

Investors can check whether they have made a profit since they bought the fund, but Alipay does not support liquidation, including buying the money fund of Yu 'ebao.

The purpose of doing this is probably: on the one hand, let investors know whether they are making money, on the other hand, investors will invest in Alipay in various ways after seeing that they are making money. Even if the purchased fund loses money, compared with other channels to buy funds, the handling fee is discounted, and the operation is simple, convenient and quick.

Alipay is only a tripartite agent of funds, so only after Alipay cooperates with fund companies will the corresponding products be presented on Alipay, so not all funds can be purchased on Alipay platform.

The accumulated income of Yu 'ebao cannot be cleared. As long as your Yu 'ebao account is not cancelled, it will always be kept and accumulated. You can use AliPay-> "My"->; "Yu 'ebao" to view the accumulated income amount. If you really want to empty the accumulated income in Yu 'ebao, you can cancel Alipay and re-register an Alipay account. At this time, the accumulated income of Yu 'ebao in the new account will be 0. The amount in Yu 'ebao is calculated cumulatively, and the daily principal is also increased. For example, if you deposit 654.38+00,000 yuan today, the next day's income will be 654.38+0 yuan. At this time, the amount in the balance treasure is 654.38+0000654.38+0 yuan, and the income on the third day is calculated according to the principal of 654.38+0000654.38+0. The amount in Yu 'ebao can be transferred out at any time, either to my bank card or to the balance.

Yu 'ebao is not only a national wealth management artifact, but also constantly enters various consumption scenarios, bringing subtle changes to users. On the one hand, the emergence of Yu 'ebao meets the growing demand of residents for asset allocation, and it is a good supplement to existing investment products, which not only improves the financial income, lowers the financial threshold, but also awakens the public's financial awareness. Establishing the approximate scale of market-oriented interest rate is conducive to promoting the process of interest rate marketization.