several ways of personal investment and financial management include: stock investment, fund investment, bond investment, money market fund investment, real estate investment, insurance investment, etc.

stock and fund investments often need to pay attention to market fluctuations, which is risky; Bonds and money market funds are relatively stable, and the income is also considerable; Real estate investment needs to consider financial strength and geographical factors, but it has long-term and stable value-added potential; Insurance investment can be configured and assets increased by purchasing wealth management insurance products. When choosing financial management methods, we should comprehensively consider personal risk tolerance, capital strength and financial objectives.