legal analysis:

1. Labor insurance fund refers to the special funds paid by the payer and the payer according to a certain proportion of the payment base and raised by other legal means in accordance with national laws and regulations. Labor insurance fund is a fund raised by the state for holding social insurance undertakings, which is used to pay the insurance benefits and allowances enjoyed by workers due to temporary or permanent loss of labor ability or labor opportunities. The social insurance fund shall determine the source of funds according to the types of insurance, and gradually implement social pooling.

II. Items to be paid by the labor insurance fund:

(1) Medical expenses for work-related injuries: related purposes for treating work-related injuries and occupational diseases that meet the requirements of the state? Or the full cost of the standard.

(2) auxiliary equipment allocation fee;

(3) One-time disability allowance;

(4) Disability allowance;

(5) Life nursing expenses after disability assessment; Life care fees are paid according to three different levels: life can't take care of itself at all, most of life can't take care of itself or part of life can't take care of itself, and their standards are 5%, 4% or 3% of the average monthly salary of employees in the overall planning area respectively.

(6) Funeral allowance; The average monthly salary of employees in the last year in the overall planning area for 6 months;

(7) pension for dependent relatives; According to a certain proportion of the employee's own salary, it will be distributed to the relatives who provided the main source of livelihood and were unable to work before the death of the employee. The standard is: 4% for spouse, 3% for other relatives, and 1% for widowed elderly or orphanage people. The sum of the approved pensions for dependent relatives should not be higher than the wages of employees who died at work. The specific scope of supporting relatives shall be stipulated by the administrative department of social insurance of the State Council.

(8) One-time death allowance. The standard is 2 times of the per capita disposable income of urban residents in the previous year.

(9) Rehabilitation treatment expenses.

(1) The food allowance for employees' hospitalization for work-related injuries, as well as the transportation and accommodation expenses required for employees' medical treatment outside the overall planning area, which are certified by medical institutions and reported to the agency for approval, shall be paid from the work-related injury insurance fund, and the specific standards for the fund payment shall be stipulated by the people's government of the overall planning area.

(11) For employees with disabilities ranging from five to ten who have terminated their labor relationship with the employer, the industrial injury insurance fund will pay a one-time medical subsidy for industrial injuries based on the average monthly salary of the employees on the ground when the labor relationship is terminated. Specific standards shall be formulated by the people's governments of provinces, autonomous regions and municipalities directly under the Central Government.

(12) labor ability appraisal fee.

Legal basis:

Social Insurance Law of the People's Republic of China

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, work injury insurance, unemployment insurance and maternity insurance to protect citizens' right to receive material assistance from the state and society in case of old age, illness, work injury, unemployment and maternity.

article 3 the social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be commensurate with the level of economic and social development.

article 4 the people's Republic of China * * * and employers and individuals within the territory of China have the right to inquire about the payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

article 63 if an employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay or make up within a time limit. If the employer fails to pay or make up the social insurance premium within the time limit, the social insurance premium collection agency may inquire about its deposit account with banks and other financial institutions; And may apply to the relevant administrative departments at or above the county level to make a decision on the allocation of social insurance premiums, and notify their bank or other financial institutions in writing to allocate social insurance premiums. If the balance of the employer's account is less than the social insurance premium that should be paid, the social insurance premium collection agency may require the employer to provide a guarantee and sign a deferred payment agreement. If the employer fails to pay the social insurance premium in full and fails to provide guarantee, the social insurance premium collection agency may apply to the people's court to seize, seal up and auction the property whose value is equivalent to the social insurance premium payable, and use the auction proceeds to offset the social insurance premium.

Derivative question:

What are the differences between labor insurance fund and social security?

Social insurance fund refers to the fund formed by the payment of various social insurance items, which is divided into pension, medical care, unemployment insurance fund and so on. In a broad sense, social security funds are all funds accumulated by a country for social security, which generally include social insurance funds and social assistance funds. In our country, there is also an institution called the Social Security Fund Council, which can be said to be only in our country. It is a fund formed by the annual financial allocation and the money after the realization of state-owned assets in our country. It is mainly used for investment, preservation and appreciation, in order to cope with the pressure of social insurance payment at the peak of aging several years later.