China Post Fortune cannot be redeemed in advance on the 2nd of 365 days, and there is no need to deduct money. According to relevant information, the shortest holding period of China Post Fortune 365 Days No.2 is 365 days. It is a closed period within one year and cannot be redeemed. At least one year later, after the closure period, you can apply for redemption. The normal calculation formula of open-end fund redemption fee is: redemption fee = (fund share * fund unit net value) * redemption rate.