Shanghai Medical Insurance Association is a non-profit organization that aims to provide services and protection for Shanghai medical insurance participants.

Membership fees are fees charged by the association for providing services to members. If you do not want to join the Shanghai Medical Insurance Association, you can choose not to pay the membership fee, but you will not be able to enjoy the various services and protections provided by the association for members.

In Shanghai, participating in medical insurance is a statutory social insurance system, and insured persons can enjoy the support and protection of the medical insurance fund.

If you work or live in Shanghai, you should participate in Shanghai’s medical insurance according to regulations.

If you choose not to participate in Shanghai medical insurance, you will lose the protection of medical insurance and need to bear the medical expenses and risks yourself.

Therefore, it is recommended that you carefully consider your actual situation and needs, choose whether to join the Shanghai Medical Insurance Association and pay the membership fee.

If you have questions or need more help and advice, you can consult the staff of your local medical insurance agency or social security service center.