Poverty applications in universities are different from grants. Poverty application is to apply for the state's financial aid for poor students to study, and it is also a policy for poor students to enjoy the card. Students with financial difficulties can apply for grants, not limited to students from poor families who set up files and set up cards. These are two different aid policies, and the criteria and conditions for approval are also different.

Second, the difference between grants and student loans?

The difference between grants and student loans

Although these two concepts are aimed at poor students, both need to be applied, but grants are set up by the state or schools or units to help poor students, that is, they belong to charity, and rescuers do not need to repay them, while student loans help people to bear interest after a certain period of time.

subsidy

Grants are funds assessed by the school and allocated by the finance to students who need them. Grants are for students from poor families. At the same time, those who have obtained the qualification of poor students after filling out the family situation questionnaire and reviewing the school and family situation can enjoy this year's bursary once they are assessed as poor students. 0 yuan subsidizes poor students to enjoy a scholarship of 2,500 yuan per academic year.

Student loan

The funds for student loans come from banks. The loan bank is the national development bank, but students don't need to go to the development bank. In order to facilitate students to apply for student loans, this business is handled in the county-level education department. Generally, poor students are funded by the county-level education department, and college students with student loans go to the student financial assistance center.

When can I get the student loan?

The processing time of student loans is generally in the second month after freshmen enter school. Local schools have different regulations on the processing time of student loans. Usually, the school will set the deadline for applying for student loans according to the student loan policy of the local education department.

Third, is the student loan conducive to the application for grants?

There is no necessary connection or conflict between student loans and grant applications. When applying for a student loan, you can also apply for a grant. Application conditions for student loan: 1, China nationality; 2. Be faithful to the law; 3. In accordance with the relevant provisions of the state, full-time undergraduate colleges, higher vocational schools and junior colleges that have been approved to set up and implement higher education have been formally admitted; 4. Students' pre-school household registration and their parents' (or other legal guardians') household registration are in the county (city, district); The family is in financial difficulties, and the income they can get is not enough to pay for the basic expenses needed to complete their studies at school. Application conditions for grants: 1, love the socialist motherland; 2. Abide by the Constitution and laws, and abide by school rules and regulations; 3, honest and trustworthy, excellent moral quality; 4. Study hard and make positive progress; 5. The family has financial difficulties and lives frugally. Legal basis: Article 38 of the Education Law of the People's Republic of China. The state and society provide various forms of financial assistance to children, teenagers and young people who meet the requirements for admission and have poor families. "Higher Education Law of People's Republic of China (PRC)" Article 55 The state establishes scholarships, and encourages institutions of higher learning, enterprises, institutions, social organizations and other social organizations and individuals to establish various forms of scholarships in accordance with the relevant provisions of the state to reward students with excellent academic performance, students with majors specified by the state and students working in fields specified by the state. The state establishes funds and loan grants for students in institutions of higher learning, and encourages institutions of higher learning, enterprises, institutions, social organizations and other social organizations and individuals to set up various forms of grants to help students with financial difficulties. Students who receive loans and grants shall fulfill their corresponding obligations.

Fourth, student loans and student financial assistance

Of course.