Characteristics of mixed funds with partial debts
1, asset allocation
The investment targets of partial debt hybrid funds are scattered, including stocks, bonds and money market instruments, so investors do not need to buy different styles of fund products separately.
Among all kinds of investment targets, partial debt hybrid funds mainly invest in the bond market, with a small amount of investment in the stock market, with bonds accounting for about 50% and stocks generally less than 30%.
2. Risk level
In hybrid funds, the stock position of partial stock funds is generally above 80%, the stock position of bond funds is generally below 20%, and the partial debt hybrid funds are in between, which belong to stable fund products.
Because the proportion of stock investment is limited, it will not fluctuate too much, so it is more suitable for stable investors with certain risk tolerance, and the investment risk is lower than that of partial stock hybrid funds and balanced hybrid funds.
3. Expected return on investment
Mixed funds with partial debt mainly invest in bonds, but fund managers can flexibly allocate stock positions according to market conditions, and they can get the expected return equivalent to that of stock funds in a bull market, while in a bear market, the expected return of stable bonds is called that stock funds are more flexible.
Therefore, the overall performance of partial debt hybrid funds is better, and the expected expected rate of return is around 5% on average.
The above content is about the characteristics of partial debt hybrid funds, and I hope it will help you. Warm reminder, financial management is risky and investment needs to be cautious.