The basic old-age insurance for small towns in Shanghai has no medical insurance 180 months. Relevant data show that the basic old-age insurance for small towns in Shanghai will only have relevant old-age security funds after 180 months of retirement. Medical insurance is an independent insurance that needs to be paid by individuals themselves. Medical insurance refers to the basic medical insurance premium paid in full and on time by employers and employees according to the principle of compulsory social insurance through national legislation. If it is not paid in full and on time, the basic medical insurance fund for its medical expenses will not be paid, regardless of personal accounts.