Some friends may have questions. We have our own hands, our own feet and our own opinions. Why don't we choose the right time to buy and sell, but choose the fund to vote? The reason is also easy to understand.

1. The market is unpredictable

The most allocated fund products are the targets of participating in market transactions. Therefore, the trend of the fund will be greatly affected by the fluctuation of the market trend. Moreover, a lot of information is difficult to distinguish between true and false, which leads to large fluctuations in the market trend in a short period of time.

A lot of information released by the market is actually for bookmakers and institutions. Control panel? As for the deliberately leaked information, they will use it as a means to attract shipments, so that retail investors can listen to their remarks and hand over their chips as they wish. After all, our retail investors are weak and do not have professional investment ability, so it is easy? Bewitched? It is also understandable. Therefore, it is easy for us to choose the right time to buy funds because of our own misjudgment and mixed information in the market, and finally choose the wrong direction and embark on the old road of chasing up and killing down.

2. The fund's fixed investment only needs to roughly predict the trend of the broader market and follow the trend.

In fact, the fixed investment of the fund is very simple: it is to buy in batches in the cycle of market decline and gradually dilute the cost in order to obtain considerable income in the short bull market.

3. Peace of mind and worry

Choosing a fixed investment is much more worry-free. The amount of each purchase is not high and the losses suffered are limited. And the more it falls, the lower the cost of the next purchase will be diluted. When it encounters an increase, the profit will become more considerable.

How to choose a fixed investment fund?

There are many types of funds, which can be roughly divided into six types: hybrid, QDII, stock, bond, index and FOF. How to choose as a financial manager without many professional investment skills? The simplest and rudest way is to choose index funds.

Among the index funds, the Shanghai and Shenzhen 300 index funds are most suitable for the market trend. We just need to roughly predict the future trend of the market, and then we can start investing. You don't need to have too much analysis ability of industries and targets, just follow the trend and wait for a long time until the market breaks out.

The above is about the sharing of fund financial management, and I give it to you, hoping to help you with your financial management!