The difference between unemployment benefits and unemployment insurance benefits lies in their different positioning. Unemployment allowance is a temporary living allowance granted by the National Social Security Bureau to people with unemployment difficulties, which can have a certain living foundation and will be paid directly from the local financial allocation. Unemployment insurance refers to the basic living expenses paid by unemployment insurance agencies to eligible unemployed people according to law, and it is a temporary compensation for unemployed people to lose their wage income during unemployment. There is no difference between unemployment benefits and unemployment insurance. Unemployment benefits usually refer to unemployment insurance.

Unemployment insurance refers to the basic living expenses paid by unemployment insurance agencies to eligible unemployed people according to law, and it is a temporary compensation for unemployed people to lose their wage income during unemployment.

1. Benefits of receiving unemployment benefits: unemployment benefits can guarantee the basic livelihood of unemployed people during unemployment and promote their re-employment. If you are hospitalized during unemployment, you can also apply for medical assistance;

2. Disadvantages of receiving unemployment benefits: the conditions for receiving unemployment benefits are very strict, and employees' voluntary resignation does not meet the conditions for receiving unemployment benefits, which needs to be caused by their own wishes, such as the closure, bankruptcy and dismissal of the employer. When receiving unemployment benefits, recipients should apply for unemployment certificates, register for unemployment and apply for jobs, and the records of receiving unemployment benefits will be recorded in personal files.

Is unemployment benefit for social security card?

Unemployment benefits can be directly credited to the social security card. In the past, unemployment insurance benefits in some areas needed to apply to the designated application agency on a monthly basis, but in most areas, I no longer need to go to the community to sign in every month, but directly call the social security card or the designated bank card account. The application for unemployment benefits needs to be reviewed by the Social Security Bureau, and it is generally paid in the next month after it is approved. Before applying for unemployment insurance, you need to pass the audit of the local labor and employment department and get the unemployment certificate.

I hope the above content can help you. If in doubt, please consult a professional lawyer.

Legal basis:

Article 44 of People's Republic of China (PRC) Social Insurance Law

Employees should participate in unemployment insurance, and employers and employees should pay unemployment insurance premiums in accordance with state regulations.

Article 45

Unemployed persons who meet the following conditions shall receive unemployment insurance money from the unemployment insurance fund:

(a) before unemployment, the employer and I have paid unemployment insurance premiums for one year;

(two) the employment is not interrupted because of my will;

(three) registered unemployed and have job requirements.