1. Before investing in a project, an enterprise needs to know what the main types of investment are, and then choose the investment method that suits it.

2. According to the length of payback period, investment can be divided into short-term investment and long-term investment. Short-term investment refers to the investment with payback period within one year.

Mainly including cash, accounts receivable, inventory, short-term securities and other investments; Long-term investment refers to investment with a payback period of more than one year, mainly including fixed assets, intangible assets and long-term foreign investment.

3. According to the investment direction, it can be divided into inward investment and outward investment. From the point of view of enterprises, domestic investment is project investment, which refers to the investment formed by enterprises investing funds in fixed assets, intangible assets, other assets and working capital for production and operation.

Foreign investment refers to the investment that an enterprise purchases securities or other financial products issued by the state and other enterprises, or injects funds into other enterprises (such as joint ventures and subsidiaries) with monetary funds, physical assets and intangible assets.

4. According to the involvement degree of investment behavior, it can be divided into direct investment and indirect investment. Direct investment includes internal direct investment and external direct investment The former forms various assets directly used for production and operation within the enterprise, while the latter forms various equity assets held by the enterprise.

For example, holding shares in subsidiaries or affiliated companies. Indirect investment refers to the investment that an enterprise indirectly transfers funds and delivers them to the investee by purchasing financial instruments issued by the investee, such as buying stocks, bonds and funds issued by specific investors.

Investment refers to the process that countries, enterprises and individuals sign agreements with each other for the specific purpose of promoting social development, realizing mutual benefit and transferring funds. It is also an economic behavior that a specific economic entity invests a sufficient amount of funds or physical currency equivalents in a certain field in a certain period of time in order to obtain income or capital appreciation in the foreseeable future.

It can be divided into physical investment, capital investment and securities investment. The former is to use money to invest in enterprises and obtain certain profits through production and business activities, while the latter is to use money to buy stocks and corporate bonds issued by enterprises and indirectly participate in the profit distribution of enterprises.

Investment is a form of innovation and entrepreneurship project incubation, and it is an economic activity to promote the development of project industrialization complex with capital.

Investment is a profitable business activity in which monetary income or any other wealth owner measures its value in money at the expense of current consumption, purchase or purchase of capital goods in order to realize value appreciation in the future.

meaning

The word investment has several related meanings in finance and economy. It involves the accumulation of property in order to gain benefits in the future. Technically speaking, this word means "the act of putting something in another place" (which may initially be related to people's clothes or "dresses"). From the financial point of view, compared with speculation, the investment period is longer, and it is more inclined to obtain some sustained and stable cash flow income in a certain period of time in the future, which is the accumulation of future income.

kind

Investment means that investors invest a certain amount of money in the current period, expecting to get a return in the future, and the return should be compensated:

(1) Time occupied by investment funds;

(2) Expected inflation rate;

(3) Uncertainty of future earnings. (CFA definition)

The investment activities of enterprises are clearly divided into two categories:

(1) Lay a foundation for expanding domestic reproduction, that is, cash paid for purchasing and constructing long-term assets such as fixed assets and intangible assets;

(2) External expansion, that is, cash paid for external equity and creditor's rights.

China investment varieties

1, real estate. Many people invest in real estate, and one family buys N suites and waits for appreciation.

2. bonds. Bonds include national debt, financial bonds and corporate bonds. This is less risky than stocks, but the return is also low. You can choose compound interest. Not many people have national debt, which is called "Phnom Penh bond" because of its good reputation, excellent interest rate and low risk. The risk of financial bonds is relatively large, and corporate bonds have the greatest risk and the highest income.

3. stocks. China's stock market dropped from more than 6,000 in 2008 to more than 2,000,438+065,438+0 in 2065. With the economic growth, the stocks did not rise, and the stocks of such a good company as PetroChina were not good. Buffett quit after earning $3.5 billion from PetroChina. Some people say that the China stock market is very similar to Japan, and it will never reach a high point again, but will only hover around 3,000. Perhaps this has something to do with the power of the China administration. And the herd mentality of China people.

4. Precious metals. It has been very hot for several years. "Buying gold in troubled times", under the circumstances of financial crisis, European debt crisis, too many unstable factors in the world and relatively severe inflation in China, many people turn to gold, a universal substance with stable value. Many gold products of banks, such as gold bars, paper gold, gold T+D, many people also make overseas gold through some channels, but it is likely that they will encounter black platforms and the money will be taken away by companies that make platforms. The only recognized gold trading institution in China is the Shanghai Gold Exchange. Domestic silver speculation is relatively hot, with less investment, and gold needs more funds.

5. funds. A fund refers to a certain amount of funds set up for a certain purpose. It mainly includes trust and investment funds, provident funds, insurance funds, retirement funds and funds of various foundations. People usually refer to funds mainly as securities investment funds.