1, depending on the fund type.
Funds are generally divided into: money funds, bond funds, mixed funds, index funds, stock funds and so on. Different fund types represent different risks and benefits. Money funds generally have no redemption fee, and the income is equivalent to the deposit of six months to one year, which can be redeemed at any time with minimal risk.
However, hybrid funds, index funds, stock funds and other types have greater risks and higher returns, which are more suitable for radical investors, but they need to pay attention to risks when investing.
2. Buy funds according to past historical performance.
Although the past historical performance does not represent the future, it will still have certain reference significance. When purchasing, you can refer to the rate of return since its establishment, the rate of return in the past year, the rate of return in the last June, and the rate of return in the last March. If the rate of return in the past is too poor, we should generally consider it carefully.
2. The strength of fund companies is good.
When buying a fund, you can look at the strength of the fund company. It has been running for a long time. Generally, when choosing, try to choose a fund company with good strength and strength.
When buying, you can choose from the above three aspects, which is basically reliable, but it is worth noting that investment funds are risky, and you should know that you can bear the risks before investing. If you can't bear great risks, then choose a fund with low risks.