As a fund agency channel, CCB can give preferential treatment or discount on the basis of the original rate, and the front-end subscription fee is included in the subscription fee.

Specifically, there are two kinds of transaction costs of funds, subscription fee and redemption fee, of which subscription fee is divided into front-end and back-end. Trading funds can have preferential rates or discounts in different channels, almost all of which are subscription fees at the front end, while the subscription fees and redemption fees at the back end are fixed and almost unchanged no matter where they are bought.

In other words, the back-end subscription fee and redemption fee can go to the fund company official website to inquire about the rate table. The same is true for CCB, and the rate will not change.

There are two aspects to the front-end subscription fee:

Fund type

Preferential margin of CCB

For stock funds, the original rate is generally 1.5%, the lowest discount that banks can do is 40%, and CCB is generally 20%, depending on the cooperation between fund companies and banks, it is not a unified rate. The same is true for debt bases with front-end subscription fees, but the minimum subscription fee is generally 0.6%. For money funds and other funds that have no subscription fees, CCB will not increase these fees. Therefore, for the fund you want to buy, you should consult the customer service of CCB.