The parties to the fund mainly include: fund investors, fund managers, fund custodians and intermediary service agencies such as fund sales agencies, registration agencies, certified public accountants and lawyers.

In a broad sense, a fund refers to a certain amount of funds set up for a certain purpose. It mainly includes trust and investment funds, provident funds, insurance funds, retirement funds and funds of various foundations.

From the accounting point of view, capital is a narrow concept, which refers to funds with specific purposes and uses. The funds we are talking about now mainly refer to securities investment funds.

Basic knowledge of funds

1. What is a fund?

A fund is a part of the money you put into a fund company, and the traders of the fund company use your money to invest, usually in the form of stocks. It is also equivalent to paying professionals to buy stocks for you. So it is very important to choose a good fund company. Only when the fund company makes money can you make money.

Funds are the general name of institutional investors, including trust and investment funds, unit trust funds, provident funds, insurance funds, retirement funds and funds of various foundations. The existing funds in the securities market, including closed-end funds and open-end funds, have the characteristics of income function and value-added potential. From the accounting point of view, capital is a narrow concept, which refers to funds with specific purposes and uses.

2. How to calculate the profit and loss?

In other words, the fund company will give you corresponding dividends according to the number of shares you buy and the difference between the net value of the unit on that day and the net value on the redemption date. If you lose money, you should also share the loss with the difference between the number of shares subscribed and the net value.

3. Other expenses

A certain handling fee will be charged at the time of subscription, generally 0.0 12 per share, and 0.005 at the time of redemption. For example, if the unit net value on the purchase day is 1 yuan, and you buy 10000 shares (one * * is 10000 yuan), then one * * needs to pay 654300 yuan. If you use online banking, there will be a corresponding discount, and the handling fee is about 1 10. The fees charged by different banks are different.