Yes, bond funds are less volatile and their returns are relatively stable, so they can always hold more than their returns. Bond funds mainly invest in bonds (according to regulations, the proportion of funds investing in bonds is not less than 80%), and the rise and fall of funds is determined by the bonds they invest in. The income of bonds mainly includes: the interest income of bonds and the spread income of bond transactions. The income of bonds is relatively stable, so the income of bond funds is relatively stable.

Bond funds are characterized by small specific risks and stable returns, which are suitable for investors with low risk tolerance.