Because the income of fund investment is higher than the interest given by banks, although the stock market has higher income, it is far more risky and may not necessarily make money, so many people choose fund investment.

The reason why fund investment is so popular in China is that the risk of funds is low, but the income is more than that of traditional banks' regular and current accounts. If it weren't for the stock market crash, the fund would basically be unable to lose money, so many people choose to invest their money in the fund market. Coupled with the increasing publicity of financial management, many people prefer fund investment with low risk but considerable returns. Moreover, investment funds also have an irreplaceable advantage, that is, they can be used at will, needless to say, they can make regular deposits like banks (the interest of banks is far less than that of funds now). Now many people also have spare money. For them, it is better to throw it directly into the fund market than to deposit it in the bank for a fixed period, and basically there will be no loss (relative to the stock market).

Although fund investment is popular, it cannot be ignored. If you don't have a certain knowledge of fund investment, you'd better not play with funds, because although the risk of fund investment is low relative to the stock market, it is relative to the stock market, especially in recent years, most funds have lost money, especially this year, so don't think that fund investment is easy, and it is easy for people who know. If you don't have this knowledge and don't want to know this knowledge, don't play fund investment in recent years, because the fund market in recent years is very tragic. Wait until a few years later. Play fund investment after the stock market is stable, because the essence of fund investment is that you give money to fund companies, and fund companies take it to the stock market to help you invest.

Generally speaking, the reason why fund investment is so popular is very simple, mainly because the risk of the fund is low, but the income is much higher than the regular and current demand of traditional banks. Of course, low risk does not mean that there is no risk, and investment needs to be cautious. I suggest you think twice before you act.