The fixed investment income of the fund is mainly the change of the net value of the fund. When the net value of the fund rises, the investment income rises, and when the net value of the fund falls, the investment income falls.

The fixed investment of the fund is to buy the fund at a fixed amount. When the net value of the fund falls, the same money can buy more fund shares and the purchase cost will be lower. When the fund rises, the more fund shares, the more fund income. The more the fund falls, the more cost-effective.

Risks of fixed investment of the fund:

1, market risk

The risk of fixed investment of stock funds mainly comes from the ups and downs of the stock market, and the risk of fixed investment of bond funds mainly comes from the fluctuation of the bond market. If the stock market falls sharply due to the financial turmoil, even if the fixed investment fund is adopted, it is inevitable that the market value of the account will fall sharply temporarily.

2. There is no risk of choosing a good fund.

Although the fixed investment of the fund can spread risks, if you choose a bad fund and hold it for a long time, you will lose more and more. Therefore, when you decide to invest in a fund, you must consider many aspects to choose a good fund, and then decide to invest.

3. The fixed investment of the fund is not equal to the regular risk of the bank.

The fixed investment of the fund can not guarantee the safety of the principal, nor can it guarantee that there will be income. Fund is an unstable product and cannot replace savings.

Ping An Bank also sells a variety of fund products on a commission basis. The risk and investment direction of each fund are different. You can log in to Ping An Pocket Bank APP- Finance-Wealth Management-Fund Channel to learn to buy.

Tips: The above instructions are for reference only and do not make any suggestions. There are risks in entering the market, so investment needs to be cautious. Before making any investment, make sure that you fully understand the investment nature and risks involved in the product, and then judge whether to participate in the transaction by yourself after carefully understanding and evaluating the product.

Reply time: 202 1- 12-08. Please refer to the latest business changes announced by Ping An Bank in official website.