1. Stopping the fixed investment of the fund only stops the subscription of the fund share, which does not mean that you have redeemed the fund share. Because the net value of the fund you bought before has changed, so has your profit and loss.

2. As for whether there is a chance of return, it depends on the performance of the fund you decide to invest in. If the performance is getting better and better, it is not a problem to return to the original or even make a profit; If the performance of the fund declines gradually, that is, the net value of the fund continues to decline, then your loss will be more serious.

3. Advice for you. If the loss is large, it is suggested to stop the fixed investment of the fund, change the fixed investment of a fund with better performance, use this profit to make up for the loss of the last one, or simply change an investment method; If the loss is moderate and the performance of the fund shows signs of improvement, I suggest you stick to investing for a period of time, so that the cost can be gradually spread evenly and turn losses into profits;

Many people mechanically believe that the fund will lose more and more when it decides to invest, and it will be profitable one day if it persists in the end. You know, if the performance of the fund has been poor, there will always be a day to close the position, and then the loss will be wiped out.

Personally, insisting on fixed investment should maintain the mentality of long-term investment, but it does not mean blindly waiting passively. It is wise for funds with poor long-term performance to give up decisively.