The income of bond funds comes from two parts, one is the income from the change of the net price of bonds, and the other is the income from the interest of bonds. The bond interest is calculated according to 360 days, so although there is no transaction on weekends and holidays, it will generate interest income.
Matters needing attention in choosing a hybrid fund:
1. Generally speaking, there is no mixed fund with clear investment direction, and the risk is between stock fund and bond fund. The risk and expected annualized return are lower than those of equity funds, but higher than those of bond funds and money funds. It is a wealth management product with moderate risk and expected annualized income.
2. The expected annualized rate of return of hybrid funds is generally more than several times the interest of bank deposits in the same period, and it will also exceed the expected annualized rate of return of money funds, but lower than that of equity funds and trust funds. However, investors can choose partial stock funds, take less risks than stock funds, and get higher expected annualized returns.
3. Hybrid funds are more suitable for investors between radical and conservative. From the perspective of investment methods, people who like portfolio investment are more suitable for hybrid funds, because such wealth management products include stocks, bonds and monetary instruments, which can diversify capital investment.
4. Investors can choose the appropriate investment strategy and investment proportion according to their own investment habits, and diversify their investments, which is much less risky than stock funds. Suitable for conservative investors to make long-term investments. When the stock market is depressed, hybrid funds are a good choice.